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Top Payment Gateways in India


Payment Gateways

payment gateways Allows a customer or merchant to use internet transactions via credit or debit cards, securely. These will take the money from the buyer for your sake and exchanges then into your linked bank account after deducting the transaction fee.

Best payment gateways

Best Payment Gateways in India that hit fast and secure service at Affordable Costs.


InstaMojo, India based company Suggested for those boost their digital products, that offer convenient payment collection option at Good Deals. InstaMojo lets users represent the Buy Now option on the website, and the customer can purchase your digital content without leaving your website.

Annual Maintenance Fee: Zero
Top Clients: Snapdeals app Shopo, Online Prasad, UrbanClap, YourStory, Next Big What and others.
InstaMojo Login:

Best Features about InstaMojo

  • No Fee Requirement and Maintenance cost
  • Easy APIs with Security.
  • Start Your Payments instantaneously.
  • Collect Payments using links Social Media
  • Free Online store to sell items
  • On-Demand Payments App for Android phones to collect & track your payments
  • Very easy to use
  • No IT Skills Required

Modes of Payment in Instamojo:

All major credit cards, debit cards, UPI, wallets and net-banking

Transaction Charges For every Purchase, there is a Simple fee that is charged to you. The normal transaction fee at Instamojo is 2% of the amount + 3 per transaction excluding GST, for all Domestic Transactions.


CCAvenue is the largest payment gateway solution excite thousands of Sellers with real time, multi-currency, multiple payment options in online

Annual Maintenance Fee: Rs.1200
Top Clients: Make may trip, Yatra Online Pvt.Ltd, AirAsia,,
CCAvenue Login :

Best Features about CCAvenue

  • Invoice Payments
  • Multiple Currency Processing
  • Easy Customization
  • Smart Dynamic Routing
  • CCAvenue Shopping Cart
  • CCAvenue Brand 360
  • Social Network In-stream Payments
  • Smart Analytics

Modes of Payment in CCAvenue

100+ MasterCard / Visa / Maestro / RuPay , 2 Wallets , Net Banking

Transaction Pricing: 1.99%+3.00


PayPal is the most popular and one the biggest global payment platform that provides service in more than 200 countries and is being used by millions of users across the globe. The company doesnt charge users for Annual Maintenance and offers a high level of security for each transaction.

Request and transfer of payments are very easy. PayPal also offers perks like uploading of cheques through your smartphones camera and completion of transaction .Having Large number of international customers.

Paypal Login: 

Best Features about PayPal

  • Paypal Supports 25 Currencies
  • Zero Setup Fee
  • Security Key
  • Virtual Terminal
  • Accept payments from 202 countries
  • Options to simplify PCI compliance

Modes of Payment

MasterCard, Visa, and Maestro

If you sell any service or product ebay PayPal charges you 3.9% of the amount + $0.03 USD per transaction

If you sell any service or product online from any other website then it takes 5.4% of the amount + $0.30 USD for that as its commission.

Citrus Pay

Citrus Cube (App for bill payments) and Citrus for Merchants (online payment gateway for e-commerce websites and online stores). Citrus Pay has a long list of documents and they first need a scanned copy of the documents and then a hard copy, all of them attested.

Annual Maintenance Fee :Rs. 1200/-
Top Clients: Lenskart, Redbus
Citrus Pay Login :

Best Features about Citrus Pay

  • Annual Payment Charges 1200/-
  • Single Management Panel
  • Integrated payment
  • E-mail Invoicing
  • Be App ready
  • EMI
  • World class Security
  • COD Rules Engine

Modes of Payment

UPI, Cards, Net Banking, Wallets

They charge flat 1.99% + INR 3 per transaction via domestic debit card.


It is the first Indian payment gateway that is PCI DSS 3.0 compliant and ISO 27001- 2013 certified. EBS provides both online and offline payment solutions.

Annual Maintenance Fee: Rs.1200
Top Clients: BabyOye, Snapdeal, FirstCry
EBS Login:

Best Features about Citrus Pay

  • AMC of 1200/-
  • Multiple User Access Single
  • Admin Interface
  • Advanced Refund Management
  • Split Settlement
  • Multi-Currency Acceptance

Modes of Payment

Credit Cards, Debit Cards, Net Banking

No extra charges for EMI’s of Axis Bank, Kotak Bank, HDFC Bank; For all other Banks an additional TDR of 0.3% is applicable.
7 per transaction would be charged on International cards transactions towards advanced fraud management services.

Google Wallet

The Google Wallet mobile app is the way for the future of card-less transactions, letting users store credit cards, debit cards, gift cards, and loyalty cards on secure Google cloud servers. Users can access the card data by accessing the Google Wallet Android app and tapping their mobile device to an NFC terminal during checkout.

Google Wallet Login :

Best Features about Google Wallet

  • Email Invoice
  • Generate Reports
  • Recurring Billing
  • Virtual Terminal
  • API and Shopping Cart

Modes of Payments

Major Credit Cards, Debit Cards, Paypal, Diners, eChecks and JCB


From a simple payment link to advanced solutions designed for your app/website, accepting money for your online business has never been easier.

Paytm Login :

Best Features about Paytm

  • Zero setup free
  • No AMC 2.5% on every successful transaction
  • Maximum Payment Options
  • Promotional Tools
  • Quick Settlements
  • Fast & Easy Payments

Mode of Payment

All Debit & Credit Cards,Net Banking

Flat 1.99% Per Transaction


DirecPay acts as a one-stop payment gateway solution for merchants who conduct online transactions or e-commerce.

Direcpay Login :

Best Features about DirecPay

  • No Setup Fee
  • NO AMC for instant package
  • Overnight integration
  • Best in class pricing
  • Real time MIS
  • Dropped Transaction Tracking
  • Accepting International Credit Cards
  • multi-currency support

Mode of Payment

Cash, Cheque, demand drafts ,Credit Card, Debit Card, Internet Banking and Mobile Payments.


MobiKwik is safe Payment Gateway. Each and every transaction stored in your wallet is well accounted for. You will get the extra facility to use app security settings available on all mobile platforms MobiKwik is operational on.

Best Features about MobiKwik

  • Mobile Friendly
  • All Payment Options in One Integration
  • Best Conversion Rate
  • Developer-first Integration Guaranteed
  • Super Secured
  • Analytics At Your Fingertips

Mode of Payment

Credit Cards, Debit Cards,Net Banking,UPI,Wallets

Transaction Pricing:

1.90% Per Transaction

2.90% Per International Credit Cards Transaction

Posted By Subramanyam

B. Subramanyam is a Founder and CEO at Colourmoon Technologies. Subramanyam possesses vast expertise in team management, business strategy formulation, and entrepreneurship. He is a dynamic leader and pioneer in the tech sector. He loves to share his knowledge about all the topics of website Development app development, online marketing, and changing Digital trends.

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